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Prepaid Credit Cards
Poor Credit Credit Cards Prepaid credit cards are for consumers with damaged credit who want to rebuild their credit, or for people who want the convenience of a credit card without going into debt. Compare the prepaid card offers below then apply online for the credit card of your choice by clicking on the "Apply Now" button.

Compare Prepaid Credit Cards
Click on a heading below to sort Prepaid Credit Cards by Name, Intro APR, Intro Period, Balance Transfer Intro Rate, Balance Transfer Intro Period, Regular APR, Annual Fee or Editor's Rating.

Card Name Intro Rate Intro Period Balance Transfer
Intro Rate		 Balance Transfer
Intro Period		 Regular Apr Annual Fee Editor's Rating down

Green Dot® PrePaid MasterCard®


Apply Online for This Credit Card

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATMs
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    BuyRIGHT Prepaid MasterCard®


    Apply Online for This Credit Card

  • Guaranteed Rewards - you can pick iTunes, RedBox, Cash, Starbucks and More
  • Special Reload Offer - Receive a Credit of the Green Dot MoneyPak® fee the first time you try it.*
  • Free Direct Deposit, Online bill pay, Earn rewards.
  • No credit check, 100% approved*
  • No bounced check fees or overdraft fees - ever!
  • Travel, rent cars, reserve hotels, shop online safely.
  • Unbelievable customer service.

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Account Now Gold Visa® Prepaid Card


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • $0 Activation Fee
  • $25 bonus with Free direct deposit§
  • Free Online Bill Payment
  • Up to $10,000 balance limit
  • Instant Account Number - Perfect for getting your Tax Refund faster with direct deposit

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Vision Premier® Visa® Prepaid Card - Simple & Fair


    Apply Online for This Credit Card

  • New - Free Roadside Assistance
  • New - Free Savings Account with 5.65% APY
  • 1% Cash Back on Gas Purchases
  • Free Direct Deposit so you can get paid faster
  • Free Bill Pay online or over the phone
  • Free Transactions and Customer Service
  • No Overdraft Fees, No Interest Fees, and No Hidden Fees
  • No Credit Check - 100% Approval

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Green Dot® Gold PrePaid Visa®


    Apply Online for This Credit Card

  • $0 Activation Online - with no credit check
  • Access over 18,000 MoneyPass® ATM's
  • Get a $4.95 credit on your first MoneyPak cash load (see site for restrictions)
  • No Monthly fee for any month with at least 30 purchases
  • No Transaction fees on US purchases
  • No Overdraft fees
  • No Minimum balance required

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    UPside Visa® Prepaid Card


    Apply Online for This Credit Card

  • Similar to a checking account with a Visa prepaid card
  • Save up to $220 compared with other cards, the first year alone
  • 100% approval with no credit check and no activation fee
  • $0.99 monthly fee if $500 is loaded each month. (Only $4.95 otherwise)
  • Free Direct Deposit from employers or deposit cash at 50,000 retailers
  • Write personal checks online: easy to pay rent or other bills
  • Earn 1,500 cash back reward points for you first direct deposit load
  • Optional companion card available, as if you had a joint checking

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Pink ACE Elite(TM) Visa® Prepaid Card


    Apply Online for This Credit Card

  • As an official sponsor of the National Breast Cancer Foundation, purchases from the ACE Elite Card have contributed to over $2 million towards breast cancer awareness and detection.
  • Free Direct Deposit - tax refunds get credited in as few as 8 days and paychecks are available up to two days faster*
  • Direct Depositing $500 in one calendar month qualifies you for a $10 Purchase Cushion & our lowest fee plan*
  • No credit check, No application fee, No obligation*
  • Secure: Card funds are FDIC insured, backed by Visa® Zero Liability*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    ACE EliteTM Visa® Prepaid Card


    Apply Online for This Credit Card

  • A card with benefits that matter to you
  • No credit check, No application fee, No obligation
  • No-Fee Cash Withdrawals at ACE locations*
  • Free Direct Deposit - Get paid up to 2 days faster, don't stand in line or pay check cashing fees*
  • Free Anytime AlertsTM - Get your balance and transactions via text or email*
  • Free Savings Account - Receive 5.00% APY*
  • Secure: Card funds are FDIC insured, backed by Visa Zero Liability*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    AccountNow® Prepaid Visa® Card


    Apply Online for This Credit Card

  • $0 Monthly Fee
  • 100% Guaranteed Approval* - No Credit Check
  • No Minimum Balance
  • Free Direct Deposit and Online Bill Payment
  • Now with Purchase Rewards
  • Perfect for Tax Refund direct deposit

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Pink Diamond RushCard


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check.
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund.
  • Only card that lets you change your fee plan whenever you want to.
  • Free prescription discount card.
  • Easy Bill Pay - pay bills, rent, or write personal checks.
  • Card to card transfers.

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Black Diamond RushCard


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    NetSpend® Prepaid MasterCard®


    Apply Online for This Credit Card

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    KLS Prepaid Visa® RushCard


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Prepaid Visa® Purple Diamond RushCard


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • Free Direct Deposit - sign up now and have a safe place to put your tax refund
  • Only card that lets you change your fee plan whenever you want to
  • Free prescription discount card
  • Easy Bill Pay - pay bills, rent, or write personal checks
  • Card to card transfers

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    NetSpend® Visa® Prepaid Card


    Apply Online for This Credit Card

  • 100% Approval - No credit check needed (ID verification required).
  • Get your paycheck, government benefits and tax refund faster with free direct deposit
  • New - Get rewarded with NetSpend Payback RewardTM options.
  • Real-time account activity alerts to your mobile phone.
  • Funds are FDIC insured up to the current coverage limit (ID verification required).

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    AccountNow® Prepaid MasterCard®


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Check
  • No Activation Fee
  • Free Direct Deposit and $25 bonus§
  • Free Online Bill Payment
  • Earn Purchase Rewards and Refer-a-Friend Cash Bonus
  • Perfect for Tax Refund direct deposit

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Wired PlasticTM Visa® Prepaid Card


    Apply Online for This Credit Card

  • Accepted everywhere VISA is accepted
  • No Credit Check, Income requirements, or bank account required
  • Free Online Access to Account
  • Free Mobile Alerts - Text to your mobile and email
  • Free Bill Pay Service - Pay Anyone Online or Over the Phone
  • Free Rewards Program - Earn 1 point for every $1 spent
  • No Bounced Check, NSF, or Overdraft Charges Ever
  • Free Direct Deposit - Eliminate check cashing fees

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    READYdebit Platinum Visa Prepaid Card


    Apply Online for This Credit Card

  • Get Your Premium Benefits:
  • Exclusive Rewards Program
  • Free Credit Score
  • Free Mobile Banking and Text Alerts
  • Free Online Bill Payment & Check Writing
  • Free Direct Deposit — paycheck, benefits, tax refunds
  • No Credit Check*, No Overdraft Fees or Balance Minimums
  • Reloadable up to $10,000 Max Balance

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    mPower™ Visa® Prepaid Card


    Apply Online for This Credit Card

  • 100% Guaranteed Approval* - No Credit Checks
  • $25 Cash Bonus, Free Activation & $0 Monthly when you use Free Direct Deposit
  • Quick and Safe Access to your Money
  • Easy Online Bill Pay

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Walmart MoneyCardSM Visa® Prepaid Card


    Apply Online for This Credit Card

  • No issuance fee online.
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit.
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere Visa debit is accepted, including shop online, pay bills, get cash at ATMs

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

    Walmart MoneyCardSM MasterCard® Prepaid Card


    Apply Online for This Credit Card

  • No issuance fee online
  • No credit check or bank account required
  • No overdraft fees
  • No minimum balance required
  • Free Direct Deposit
  • $10 bonus with qualifying Direct Deposit (for a limited time only)
  • Use everywhere MasterCard debit is accepted, including shop online, pay bills, get cash at ATMs

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00* No Credit Check*

     
    * See the online credit card application for details about terms and conditions.
    Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty.
    When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

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