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Credit Cards for People with Good Credit
Good Credit Credit Cards The cards listed below are for people with good credit. These cards feature easier approvals than credit cards for people with excellent credit. Review the credit cards below then apply online for the card of your choice by clicking on the "Apply Here" button.

Compare Good Credit Credit Cards
Click on a heading below to sort Good Credit Credit Cards by Name, Intro APR, Intro Period, Balance Transfer Intro Rate, Balance Transfer Intro Period, Regular APR, Annual Fee or Editor's Rating.

Card Name Intro Rate Intro Period Balance Transfer
Intro Rate		 Balance Transfer
Intro Period		 Regular Apr Annual Fee Editor's Rating down

Discover® Open Road Card


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  • Receive a $150 Restaurant.com Gift Certificate with first purchase
  • 0% intro APR on purchases and balance transfers for 12 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • 2% automatically at any gas station and any restaurant all year long*
  • Plus, up to 20% Cashback Bonus at popular online retailers when you shop through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 12 months on purchases*     		0.00%*
    for 12 months on balance transfers*     		10.99-20.99% (Variable)* $0.00* Excellent

    Chase Freedom® Visa - $100 Bonus Cash Back


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  • This offer is for people with a good to excellent credit history which means, among other things, that your credit history is clear of bankruptcy and seriously delinquent accounts
  • Earn $100 Bonus Cash Back after you make $500 in purchases in your first 3 months
  • 0% Intro APR for 12 months on balance transfers and 6 months on purchases
  • 5% Cash Back on up to $1,500 spent at gas stations and on Amazon.com from 1/1/12 - 3/31/12.
  • You'll enjoy new 5% categories every 3 months like grocery stores, restaurants and even airlines. It's free and easy to activate your bonus each quarter!
  • Unlimited 1% Cash Back on all other purchases without limits on what you can earn and up to an additional 10% Cash Back when you shop online at select merchants through Chase
  • No annual fee and rewards never expire

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 6 months on purchases*     		0.00%*
    for 12 months on balance transfers*     		11.99-22.99% (Fixed)* $0.00* Excellent Credit*

    Citi ThankYou® Preferred Rewards Card - $150 in Gift Cards


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  • $150 in gift cards - When you redeem the 15,000 bonus ThankYou® Points received after $1,000 in purchases within 3 months of account opening
  • 5 ThankYou Points for every $1 spent on purchases at gas stations, supermarkets and drugstores for 12 months and 1 point for every $1 spent thereafter and for all other purchases*
  • Enjoy no limit on the number of points you can earn
  • Redeem ThankYou Points for merchandise, travel rewards, gift cards, cash and more
  • No annual fee*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 12.99-22.99% (Variable)* $0.00* Excellent

    Citi® Hilton HHonors® Visa Signature® Card


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  • Earn 40,000 Hilton HHonors Bonus Points after spending $1000 within 4 months of account opening*
  • Earn 6 Hilton HHonors Bonus Points for each $1 spent at a participating hotel within the Hilton Worldwide portfolio*
  • Earn 3 Hilton HHonors Bonus Points for each $1 spent on purchases at supermarkets, drugstores and gas stations*
  • Earn 2 Hilton HHonors Bonus Points for each $1 spent on all other purchases*
  • No annual fee.*

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* 14.24-16.24% (Variable)* $0.00* Excellent

    InkSM Classic


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  • 25,000 bonus points after you spend $5,000 in the first 3 months!*
  • 5X points per dollar on the first $25,000 spent annually on office supply store purchases, cellular/landline phone service, and cable services*
  • 2 points per dollar on the first $25,000 spent annually on fuel and lodging*
  • 1 point per dollar on all other card purchases with no limit on the amount you can earn*
  • Cash back rewards do not expire
  • 0% Introductory APR for 6 months*
  • No Annual Fee

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 6 months on purchases*     		N/A* 13.24% (Fixed)* $0.00* Excellent Credit*

    Discover® Motiva Card


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  • Earn Cashback Bonus® for your good credit management
  • 0% intro APR on purchases and balance transfers for 15 months, then the variable standard purchase APR of 10.99% - 20.99%*
  • Up to 20% Cashback Bonus at popular retailers when you shop online through Discover.com
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • 24/7 access to a U.S.-based Account Manager within 60 seconds
  • $0 Fraud Liability plus automatic mobile and email fraud alert options
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    3.99%*
    for 15 months on purchases*     		3.99%*
    for 15 months on balance transfers*     		10.99-20.99% (Variable)* $0.00* Excellent

    Miles by Discover® Card


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  • Earn up to $120 in travel rewards--1,000 Bonus miles every month you make a purchase for the first year
  • 1 Mile on every $1 you spend - Plus flexible redemption options like travel credits, merchandise, gift cards or cash
  • 0% intro APR on purchases and balance transfers for 6 months, then the variable standard purchase APR of 10.99% - 16.99%*
  • No restrictions on travel--fly on any airline, book any hotel or car, with no blackout dates
  • Travel benefits include secondary collision damage insurance when you rent a car with your Miles by Discover card
  • Discover is ranked #1 in customer loyalty--15 years in a row! (2011 Brand Keys Customer Loyalty Engagement Index report)
  • Great rewards with no annual fee, no rewards redemption fee, and no additional card fee
  • *Click apply to view rates, fees, rewards, limitations and other important information

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 6 months on purchases*     		0.00%*
    for 6 months on balance transfers*     		10.99-16.99% (Variable)* $0.00* Excellent

    Citi® Dividend Platinum Select® Card for College Students


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  • No Cosigner Required
  • Earn 5% Cash Back on eligible purchases at supermarkets, drugstores, gas stations, convenience stores & utilities (including cable) for 6 months, and 1% thereafter*
  • Earn at least 2% cash back in popular rotating categories like restaurants, apparel, hotel and more. Enrollment required*
  • Earn a full 1% cash back on all other purchases*

    • Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 7 months on purchases*     		N/A* 13.99-21.99% (Variable)* $0.00* Good

    Citi® Diamond Preferred® Card


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  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 11.99%-21.99% based upon your creditworthiness.*
  • 24/7 access to personalized concierge service providing assistance in booking hotel, flights, concert tickets and much more
  • Special access for Citi cardmembers to purchase presale tickets, preferred seating, VIP packages, and other unforgettable live entertainment experiences through Citi Private Pass®
  • $0 liability on unauthorized purchases and Citi® Identity Theft Solutions
  • No annual fee*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 18 months on purchases*     		N/A* 11.99-21.99% (Variable)* $0.00* Excellent Credit*

    Citi Forward® Card


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  • $100 in gift cards - When you redeem the 10,000 bonus ThankYou® Points received after you make $650 in purchases and sign up for paperless statements within the first 3 months
  • 0% intro APR for 12 months on balance transfers and for 7 months on purchases. After that, 12.99% - 22.99% variable
  • 5 points for every $1 spent at restaurants and on books, movies and music. 1 point for every $1 you spend on all other purchases
  • APR reduction on purchases when using credit wisely
  • No Annual Fee*

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 7 months on purchases*     		0.00%*
    for 12 months on balance transfers*     		12.99-22.99% (Variable)* $0.00* Excellent

    American Express® Premier Rewards Gold Card


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  • Membership Rewards® bonus: 15K points, redeemable for select gift cards valued at $150, when you spend $1,000 in your first three months of card membership
  • Membership Rewards® points multiply fast! Earn 3X points on airfare, 2X points on gas and groceries, 1X points on everything else
  • Exclusive access to Gold Card Destinations and events- Enjoy special travel packages and amenities at hotels worldwide, as well as select concerts, shows, major sporting events
  • Introductory annual fee of $0 for the first year, then $175
  • Get approved in 60-seconds.

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    N/A* N/A* N/A* $0.00 1st year, then $175.00* Excellent Credit*

    Citi Forward® Card for College Students


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  • No Cosigner required
  • APR reduction on purchases when using credit wisely
  • 100 ThankYou Points each billing period that you pay on time and stay under your credit limit
  • Earn 1,000 points after you sign up for paperless statements within the first 3 months of account opening.

    		•
    Purchases Intro APR Balance Transfer Intro APR Regular APR Annual Fee Credit Needed
    0.00%*
    for 7 months on purchases*     		N/A* 13.99-22.99% (Variable)* $0.00* Good Credit*
    * See the online credit card application for details about terms and conditions.
    Reasonable efforts are made to maintain accurate information. However, all credit card information is presented without warranty.
    When you click on the “Apply Now" button, you can review the credit card terms and conditions on the issuer's website.

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